The 5-Second Trick For 228 loan
The 5-Second Trick For 228 loan
Blog Article
The Board critiques the affect and responsiveness with the lender's Group enhancement loans and Group progress investments that profit or serve a Point out, as delivered in § 228.fifteen.
(E) The lender fails to supply info asked for via the Board that is certainly needed for the Board for making an informed determination.
In the course of the time period of the approach, a lender must submit on the Board for approval an amendment to its system if a cloth alter in circumstances:
(i) The retail lending demands of its facility-based mostly assessment places, retail lending assessment locations, and outside retail lending area which are lined through the program. A financial institution that originates or purchases loans in an item line evaluated pursuant into the Retail Lending Take a look at in § 228.
The Board evaluates a financial institution's Neighborhood enhancement expert services overall performance in the facility-based mostly evaluation location and assigns a conclusion for the facility-primarily based assessment place, by thinking about one or more of the following:
In the event the Board gets a general public remark once the near date of a bank's CRA examination, It will probably be regarded as in reference to the lender's subsequent CRA examination.
The Board weights the financial institution's general performance rating with the general performance checks relevant to an intermediate financial institution as follows:
(B) For each of the bank's facility-centered assessment regions inside of a nonmetropolitan space, the Nonmetropolitan Nationwide Neighborhood Enhancement Funding Benchmark steps the dollar volume of Neighborhood enhancement loans and community advancement investments that profit or provide nonmetropolitan areas within the nationwide area for all big depository institutions as compared to deposits situated in nonmetropolitan spots inside the nationwide spot for all substantial depository establishments.
To guage a financial institution's retail banking expert services, the Board considers a financial institution's department availability and companies delivered at branches, remote provider facility availability, and digital shipping and delivery techniques together with other supply systems, as follows:
When you've got questions with the Agency that issued The present document remember to Speak to the agency instantly.
A bank have to specify in its approach how all elements of the approach protected in paragraphs (g)(one) by (5) of the portion, at the side of almost every other relevant general performance assessments not included in an approved strategic system, needs to be considered to assign:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(iii) A financial institution that features further efficiency analysis parts with accompanying annual measurable objectives in its approach ought to specify the geographic regions the place Individuals factors and ambitions apply.
(i) The entirety of a single MSA (using the MSA boundaries which were in impact as of January one from the calendar 12 months 228 loan in which the delineation applies), excluding any counties Within the large financial institution's facility-centered assessment regions; or